Employee Benefits Consulting

Benefits programs work together across the health, wealth, and career spectrum. Through this consultative process, crossing multiple disciplines, we deliver effective and sustainable workforce strategies that will help you optimize one of your largest expenses — healthcare benefits. We make sure your employee benefits strategy aligns with your business goals. Our Health &Welfare consultants help you design a strategic benefit package that is sustainable in both the short and long-term, allowing you to attract, retain and engage employees for your organization's wellbeing.

Get data-driven solutions for plan design and provider network strategies that lower costs and improve engagement. By looking at their demographics, we gain an understanding of your workforce and assess their needs in order to come up with specific solutions that will work for your people. We provide tools and data that help you make better decisions and develop better plans. Benchmark your benefits program against competitors with Gallagher's national Benefits Strategy & Benchmarking Survey, analyze your healthcare claims costs and find the cost drivers with the Healthcare Analytics Insight Report or compare your pharmacy spend to the program offered through the Gallagher Pharmacy Alliance — when it comes to well-informed, strategic decision making, Gallagher helps you use data better.

Our experience and capabilities in benefit administration help you enroll employees as well as manage and administer the plan. We assist you with building an administration strategy tailored to meet your needs. Gallagher’s Benefit Advocate Center is a dedicated help desk staffed with advocates to help your employees with claim and plan questions.

Our Compliance team dives into federal, state and local employee benefits regulation to provide easy-to-understand and actionable guidance that lessens the compliance burden on your HR teams. We help you identify risk decision points and ensure that plan design, administration, related leave policies and other benefit programs are compliant and that the plan sponsor meets their fiduciary responsibilities to plan participants.

Strategic underwriters and expert consultants model financial scenarios, and propose budgeting and funding options that will help you optimize total rewards, find an approach that is a good cultural fit and makes sense for your organization financially. Rather than straight cost-shifting to employees, we partner with you to offer funding options from self-funded to fully insured, captives or pools — all to help you mitigate your people risk and sustain a competitive benefits program that helps you attract, engage, retain and reward a top workforce.

As companies grow globally and become more complex, it gets harder to navigate international differences in benefits. We serve as a trusted advisor to multinational employer organizations across all program aspects, including global benefit management, multinational pooling and risk financing, and expatriate and global mobility.