Authors: Gosha Olszewski Neal Gardner
Black Friday is a huge day for shoppers — it's the busiest shopping day of the year, drawing millions to stores searching for the best deals.
While most shoppers prepare for long lines and look forward to discounts, few consider the safety risks of getting to and from the shops. FBI data reveals that 287 cars per 100,000 people are stolen annually, with vehicle theft in 2022 valued at over $44.2 billion. Additionally, one in eight Americans has experienced a vehicle break-in during the past winter holidays, highlighting the growing threat.1
Here are some essential tips to navigate the excitement of Black Friday while keeping your vehicle and valuables secure.
Secure valuables to prevent theft
One of the biggest risks during Black Friday is car theft or break-ins, as thieves know shoppers often leave valuables inside their vehicles. These are some ways to minimize your chances of being targeted:
- Hide shopping bags: Keep your purchases out of sight by storing them in the trunk or covering them with a blanket.
- Lock your doors and windows: While this step seems obvious, distractions during busy shopping days can lead to carelessness. Always double-check that your car is fully locked before heading to the sales.
- Use anti-theft devices: Steering wheel locks or alarm systems can be useful deterrents for potential thieves.
- Park in well-lit areas: If shopping at night, choose a parking spot in an adequately illuminated area.
Prevent dents and dings in parking lots
With packed parking lots full of shoppers in a hurry, there's more risk of fender benders, dents and dings. The average cost to repair a dent can range from $50 to $2,500, depending on the size and complexity of the damage, so a little extra caution can save you significant money.2 Protect your car by:
- Parking away from the entrance: Though it might mean a longer walk, parking farther from the main entrance often results in fewer cars nearby, reducing the chance of accidental damage.
- Park next to smaller cars: Larger and wider vehicles, such as vans or SUVs, are more likely to hit the sides of your car. Opt for parking spaces near smaller vehicles for added safety.
- Avoid incline parking: Cars are more prone to moving on slopes, increasing the risk of fender or bumper damage. Parking your car on a level surface will help avoid rolling.
Maintain your car for winter driving
Ensuring your car is prepared for winter driving is essential for avoiding accidents on skid-prone roads. Before heading out on Black Friday:
- Check tire pressure and tread wear: Optimized tire inflation with good tread can significantly improve grip on wet or slippery surfaces.
- Top up your antifreeze: Ensure your car's cooling system has enough antifreeze to avoid the engine overheating or freezing.
- Test your battery: Cold weather can drain car batteries, so ensure yours is in good condition to avoid being stranded.
Plan routes and avoid heavy traffic
Black Friday traffic can be chaotic, especially in popular shopping districts. Reduce stress and save time:
- Plan and use real-time navigation: Before setting off, plan the most efficient route using navigation apps like Google Maps or Waze.
- Arrive early: Aim to arrive before the busiest times to avoid traffic congestion and secure a good parking spot.
Carry emergency supplies
Even the most careful drivers can get into unforeseen situations, and car breakdowns are difficult to predict. In such cases, it can pay to have emergency supplies on board. Emergency kits can be particularly helpful during the winter. Essential items include:
- Blankets and warm clothing: Staying warm is crucial while waiting for assistance if you become stranded.
- Flashlight: Extra light is essential if you need to inspect your car at night or signal for help.
- Well-stocked first aid support: Stock your car with a basic first aid kit for minor injuries.
- Backup battery charger: Stay connected by keeping your phone charged so you can call for help if needed.
- Ice scraper: This tool is invaluable if frost or ice builds up on your windshield while you wait for help.
- Jumper cables: This must-have allows you to jump-start your vehicle or assist a stranded driver.
Credit card information at gas pumps
With so many people on the roads, gas stations will be busier than usual, making them prime targets for card skimmers. These devices are attached to card readers at the pump to steal credit card information. Here's how to stay safe:
- Review the card reader: Take a moment to check anything unusual or loose on the reader before inserting the card. If it looks tampered with, pay inside the gas station instead and alert the management.
- Use contactless payments: Use mobile payment apps or contactless cards to avoid inserting your card into a reader.
- Monitor your bank statements: Check your bank account for unauthorized transactions, especially after Black Friday.
Analysis by Lloyds Bank indicated that the volume of purchase scams surged by 29% around Black Friday and Cyber Monday in 2022 compared to a typical period.3 This spike reflects the heightened activity of fraudsters targeting bargain-seeking shoppers.
When heading out for Black Friday shopping and hunting for the best deals, it's easy to get caught up in the excitement. But don't forget to prioritize your safety. While looking for great deals, ensure your car is secure and ready for winter driving. Steps like safeguarding your valuables and opting for a well-lit parking space can make your car less of a target for theft or accidents. However, even with precautions, unexpected events can happen, making it crucial to have reliable car insurance.
How Gallagher can help
At Gallagher, we know the value of comprehensive car insurance that protects you in every scenario, whether theft or damage in crowded parking lots or accidents on icy roads. Connect with a Gallagher representative today to ensure you're fully covered for Black Friday and beyond. Your safety remains our top priority on the road and during your shopping trips.
