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- Every claim should be analyzed early for cost-effective management
- Early Return to Work
- Legal strategy and expense supervision
Our clients receive on-demand access to dedicated claims specialists, who provide technical expertise in all aspects of the claims discipline for all lines of coverage brokered by Gallagher. By fostering strong relationships with leading carriers, we advocate for you during the entire claims process. Our team make in person visits to carriers every year, so we have first-hand knowledge of underwriting trends. Some of the services we provide:
Our role, as your advocate, is to ensure you receive the highest level of service from your vendors and that coverage is interpreted in your best interest. We are available to address your coverage questions as they arise and to aggressively advocate on your behalf when necessary.
We deliver our global network of solutions with the personal service you would expect from a local broker. Never satisfied, we are always creating programs and solutions that address the specific claims challenges our clients face. We possess claims expertise in all industries.
Our highly skilled claim consultants will develop a customized claim service plan that controls and monitors claim management utilizing the following tools:
Our claims advocacy experts have a proven track record of reversing seemingly impossible situations and turning them into favorable outcomes for our clients. Our claims experts pride themselves on being leaders in the industry. In fact, many of them came from working for both leading carriers and the having careers in the industries they now help advocate claims in. Because of this deep expertise, we are uniquely positioned to advise and assist you in protecting your company and addressing your claims issues for positive outcomes.
Our energy client experienced environmental pollution on property that was owned by a third-party government entity. The environmental impact was caused by a third-party contractor on the client’s site and its carrier was refusing to accept coverage and responsibility.
Even though Gallagher was not directly involved, we stepped in to find a solution for the environmental authority imposed clean up and to get the responsible contractor’s liability insurer to accept and pay the claim. Through our experience and negotiation efforts we worked with the contractor’s insurer and ultimately got them to accept liability.
By working directly with the contractor’s carrier and bringing in our client’s own environmental carrier, which would be obligated to pay the claim and seek subrogation, we were able to broker an agreement that contractor’s insurer would fully reimburse our client for all emergency clean up expenses. We also were able to have the insurers clean up the site to meet environmental standards. All expenses were paid by the insurer’s third party and we obtained a release in favor of our client. This resulted in a $433,025 claim being paid by the responsible contractor’s insurance with our client receiving full reimbursement and avoidance of claim on its first party policy and deductible.