Our Music insurance practice combines a profound understanding of and a genuine passion for the music industry to deliver holistic insurance and risk management solutions for clients, whether in the US or globally.

Creative solutions that meet the music industry's changing needs

On the stage, in the studio, on the road — even on your own time — the Gallagher Music insurance practice provides peace of mind so you can enjoy the journey.

Our success is rooted in going beyond the status quo with Music insurance coverage. No matter what you do in the music industry, we know you.

We understand the industry's unique demands and we think outside the box to provide the insurance and risk management solutions that best work for you.

We get what you do.

Our customers: The artist is at the heart of our client base

Our clients are the musicians and those people or businesses that work with them, including:

  • Tours
  • Venues
  • Equipment
  • Ancillary vendors
  • Promoters
  • Business and talent managers
  • Record labels
  • Music publishers and composers
  • Songwriters
  • Production companies

Comprehensive music industry coverage and service that sets us apart

Crowd in front of stage at concert

We work alongside business managers for new acts, up-and-comers and headliners to anticipate coverage gaps and deliver holistic coverage that protects your livelihood now and in the future. We know all sides of the music industry, so we're able to create custom policies that work for your unique situation.

Creating and maintaining relationships with clients is central to what we do — our programs and policies go beyond the standard or antiquated coverage to solve problems and help ensure protection.

We're passionate about you.

Helping you face the unknown with unique event cancellation insurance

Our robust contingency team, based in London, focuses solely on placing coverage for financial losses incurred because of cancellation, postponement or disruption of an event due to weather, illness, terrorism or other unforeseen circumstance.

We work collaboratively with artists to develop event cancellation insurance that helps mitigate these risks by providing coverage for expenses already incurred or expected revenue that would have been generated from the event.

We're there to plan for the unknown. And to hold your hand when the unforeseen occurs.

Music and media liability coverage for artists, writers and social influencers

Music producer works at soundboard while listening to a singer in a recording studio

As cover holders for Lloyd's, we're able to write errors and omissions (E&O) policies for touring artists, songwriters and producers, including coverage for copyright infringement such as breach of scope of a license when using third-party music or images.

For an artist, writer or social influencer who needs music and media liability coverage, E&O policies can cover legal expenses, settlement or damages.

We're there for the just-in-case scenario.

From loss control to claims advocacy, our motivation is you

We protect clients all over the world with a variety of property and casualty products, as well as the following services and products:

Success story: Identifying coverage gaps so you're always protected

The challenge

A major award show that had coverage placed with a competing broker asked us to review their coverages and identify any gaps.

The solution

We analyzed current coverages in place and came back with recommendations, including adding Communicable Disease coverage.

The result

They moved their business to us, added the recommended coverages and as a result had a large payout in 2020 from Communicable Disease due to COVID-19.

Designing unique insurance solutions to help you succeed

No matter what you do in the music industry, we understand your needs, anticipate your vulnerabilities and build a complete web of coverage for every leg of your journey. Our Music insurance team — with access to a global network of resources — delivers innovative solutions that address those unique needs and contribute to your success.

Meet the Music insurance leaders

Music Insurance Summary

  • Deep understanding of the music industry, its players and its unique needs
  • Unique event cancellation and E&O coverage
  • Proactive risk control to minimize exposures
  • Dedicated, in-house claims team

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