Gallagher’s construction industry and contractor insurance team combines deep industry knowledge, in-depth proprietary data and comprehensive coverages to deliver effective strategies for your business that protect your assets and your reputation.

The construction industry and contractor insurance team engages with our partners at all levels of your organization and delivers support through every stage of construction. From evolving technology and 3D printing to supply chain and litigation funding, we work with you to understand the complexities of your businesses and unique risk exposures to design strategic, customized insurance and risk management solutions that close gaps, move your projects forward and help keep your business growing profitably.

Our deep insurance roots and direct involvement with leading industry associations and carriers mean we keep our finger on the pulse of the construction industry and have in-depth knowledge of the trends, regulations and emerging risks that affect your business. We bolster that knowledge by leveraging our global network to deliver best-in-class solutions for every client.

Our experience spans all major construction sectors and project types big and small, including commercial, residential, retail, hospitality, leisure, education, manufacturing and mixed-use developments.

800+
specialists worldwide
$3.6B+
premium placed globally
50,000+
construction clients globally

Delivering customized solutions for construction contractors and developers

Our customized insurance and risk management solutions for contractors help protect your business and manage risks effectively, so you can focus on your core operations with confidence. Our comprehensive coverages and services for contractors include:

  • Contract surety
  • Subcontractor default insurance (SDI)
  • Contractor-controlled insurance programs (CCIP)
  • Safety and compliance training
  • Claims management

We work closely with developers and owners to learn the details of your business, assisting you beyond insurance placements, including helping you strategize on growth challenges and opportunities, vet vendors and negotiate with contractors. We develop short- and long-term goals and objectives for risk and identify the right coverages and services for you, which may include:

  • Risk assessment and management
  • Contract reviews and negotiation
  • Project management support
  • Owner-controlled insurance programs (OCIP)
  • Claims management
  • Feasibility studies
  • Pro formas

Putting our global network to work for your construction business

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For projects that require extended capacity, our partnership with Gallagher Specialty provides a preferred access point to the London insurance market and the specialist international insurance market. Our global capabilities mean we can deliver increased coverage for you.

As a global leader, we have the experience to take on large and complex efforts, and we can offer competitive terms and broader coverage than you'll find with standard policies. And our personalized approach means we'll work with you to design innovative protections tailored to your specific business needs.

Providing you with specialized coverage and support

Our construction industry and contractor insurance team goes beyond basic coverages to offer you comprehensive solutions through every step of your construction project. In addition to workers' compensation, general liability, umbrella/excess property, professional liability, builders risk and riggers liability, and owners and contractors protective liability (OCPs), we provide expanded coverages and services that address your needs:

Success story: Revitalizing trust and limiting risk for an international client

The challenge

An electrical contractor with $500 million in sales in the US and Canada faced significant challenges with their incumbent insurance broker, jeopardizing their surety program and enduring poor claims management. The broker's complacency led to non-compliance with contract obligations, leaving the contractor vulnerable and in need of a comprehensive insurance solution.

The solution

Through the collaboration of our US and Canada groups, we stabilized the surety program, optimized risk management using our proprietary CORE360® approach and restructured policies. We enhanced claims support, introduced new coverages and provided training on CIPs and OCIPs. Our strategic approach ensured compliance and improved the client's overall insurance program.

The result

Gallagher achieved a 10% premium reduction, saving the client $594,143 annually. We improved claims management, negotiated a deductible buy-down on their Builders Risk policy and ensured policy compliance. The client now benefits from a comprehensive, well-managed insurance program aligned with their operational needs and growth objectives.

Tailored insurance solutions to protect and grow your business

We value our relationships with our clients and work with you to understand your needs and support you throughout the life of your project. Our construction industry and contractor insurance team delivers the solutions you need to keep your business growing.

Meet the Construction Insurance leaders

Construction Insurance and Risk Management Summary

  • Deep understanding of the construction industry
  • Global capabilities with a personalized focus
  • Proactive risk control to minimize exposures
  • Proprietary data and training solutions to support your business needs

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