Are you looking for ways to:

  • Help employees build a tax-free medical savings vehicle?
  • Move employees to a lower-cost medical plan?
  • Ease the impact of increased cost sharing?
  • Replace expensive defined-benefit promises to retirees?
  • Reduce your other post-employment benefits (OPEB) liabilities?

Consider adding a tax-free spending account for out-of-pocket healthcare expenses. Our specialists help governmental, Taft-Hartley, and other nonprofit groups set up and administer funded HRAs for thousands of active and retired participants.

Put the power of Gallagher HealthInvest HRA to work for your organization and help support the financial wellbeing of your workforce.

Experience that counts

Gallagher is one of the nation's leading developers of funded HRA platforms. It all started 40 years ago, when a retired school administrator expressed concern over the cost of his retiree medical insurance. This concern led to us helping develop the nation's first multiple-employer funded HRA, which now covers 100,000 participants with more than $500 million in assets.

More than just an HRA

With Gallagher HealthInvest HRA, you simply get more! No other HRA product comes with all these added services at no extra cost (available late 2024):

  • Free one-on-one coaching from professional financial problem solvers
  • Public service loan forgiveness help
  • Budgeting and debt reduction tools
  • Retirement education and wealth management help
  • Individual or family insurance shopping — get personalized options in about 15 minutes over the phone (major medical, ACA-qualified plans, Medicare Advantage and supplements, dental and vision)

Our team is focused solely on supporting funded HRAs, health savings accounts (HSAs) and flexible spending accounts (FSAs). Our reputable track record and proven expertise in health and welfare benefits set us apart.

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Disclaimer

Investment advisory, named and independent fiduciary services are offered through Gallagher Fiduciary Advisors, LLC, an SEC Registered Investment Adviser. Gallagher Fiduciary Advisors, LLC may pay referral fees or other remuneration to employees of AJG or its affiliates or to independent contractors; such payments do not change our fee. This document contains confidential and proprietary information that belongs to Gallagher Fiduciary Advisors, LLC and is protected by copyright, trade secret and other State and Federal laws. Any copying, redistribution or retransmission of any of the contents without the written consent of Gallagher Fiduciary Advisors, LLC is expressly prohibited. Gallagher Fiduciary Advisors, LLC is a single-member, limited liability company, with Gallagher Benefit Services, Inc. as its single member. Neither Arthur J. Gallagher & Co., Gallagher Fiduciary Advisors, LLC nor their affiliates provide accounting, legal or tax advice.

Consulting and insurance brokerage services to be provided by Gallagher Benefit Services, Inc. Gallagher Benefit Services, Inc. is a licensed insurance agency that does business in California as Gallagher Benefit Services of California Insurance Services and in Massachusetts as Gallagher Benefit Insurance Services. Neither Arthur J. Gallagher & Co., nor its affiliates provide accounting, legal or tax advice.

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