Pooled employer plans (PEPs) offer a new opportunity for retirement programs in an evolving marketplace, which now include more state-run alternatives. Yet, with many unknowns at this early stage, it's prudent to carefully evaluate options and understand the pros and cons of any plan type and structure. This process is critical to aligning organizational goals while creating a successful employee experience.

Author Information:

Sources

1Bureau of Labor Statistics, "Employee Benefits in the United States — March 2020," September 2020
2401(k) Specialist, "State-Run Retirement Plans in a Post-SECURE Act World," May 2020
3Gallagher, "Workforce Trends Pulse Survey," February 2021
4Gallagher, "Retirement Survey," March 2021

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