Courier Van Insurance

As a courier van driver, you rely on your commercial vehicle to deliver goods to your customers on time, so it’s important to have adequate insurance cover in place to help protect your business.

What is courier van insurance?

Courier van insurance from Gallagher is a type of commercial van insurance that provides cover for drivers that operate on a multi-drop basis (often more than four deliveries in a day). It is designed to protect the driver, your commercial vehicle and your business against unforeseen incidents in connection with your courier business.

The nature of the job means couriers tend to cover a high mileage and multiple stops per day, so an insurance policy should cover this increased risk.

Do I need courier insurance?

There are many different ways you can operate a courier business. You may work for a company distributing their goods on a self-employed or contract basis, or you may work independently, finding your own work through your contacts or online.

Using a personally registered vehicle to carry out your work may still require courier insurance. Please note that private car, motorcycle or commercial vehicle insurance may not protect your occupation as a courier, even with Business Use Class 1 included.

If you are unsure whether courier insurance is appropriate for you, just call on 0800 062 2323 and we’ll be happy to talk you through the covers available.

What levels of insurance are available?

Courier van insurance can be bought in a similar way to standard car insurance. Levels of cover include third party only, third-party fire and theft, and comprehensive. Comprehensive insurance can provide more protection for damage to your own vehicle, and can include things like windscreen cover.

Courier fleet insurance may be more suited to your needs if you have multiple vehicles. Insurers will start their fleet-rated policies with different numbers of vehicles so it is wise to speak to a broker like Gallagher to understand if this is an option for you.