For contracted and self-employed electricians, having suitable insurance can be crucial for themselves, their business and reputation. Electricians insurance is designed to provide protection against a range of risks, from on-site accidents and equipment damage to public liability claims. Whether you're self-employed or managing a team, this insurance can be essential for covering potential liabilities, such as injuries to clients or damage to their property.
Electricians insurance tailored to meet your business needs
Electricians regularly encounter hazards like loose sockets, exposed cables, and live wires, whether at home or on the job. While not legally mandated, having public liability insurance can enhance your credibility and help to ensure peace of mind, allowing you to focus on delivering quality service without the worry of unforeseen financial setbacks.
At Gallagher, we understand these significant risks and offer tailored insurance solutions, including public liability coverage as a standard. Whether you're providing home services or working on major commercial projects, our team of specialist can help you arrange insurance to meet your needs confidently.
Our specialised insurance addresses both the technical aspects of your work and the quality and safety of the final outcome, offering a crucial safety net for your business.
Our insurance solutions for electricians include:
- Employers’ liability: Cover for claims from your employees, including for injury and accidents. This is legally required if you employ colleagues.
- Professional indemnity: Cover for costs associated with professional errors and negligent advice or design.
- Tools in transit: Cover for if the tools and equipment you use for work are lost, stolen, or damaged.
- Personal accident: Cover for up to tailored limits in the event that you injure yourself.
If your work extends beyond electrical tasks, we can work with you to design bespoke coverage that confidently encompasses the full spectrum of activities you undertake. To learn more, visit our tradesman insurance page.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Why choose Gallagher
Our specialists understand the unique challenges of your profession and offer tailored insurance solutions, including essential public liability and professional indemnity cover, so you're prepared for both everyday tasks and unexpected events. Our experienced specialists work closely with you to customise policies that fit the specific demands of your work, whether you're handling residential services or tackling large commercial projects. With Gallagher, you benefit from industry specialists, personalised service, and a steadfast commitment to offering protection for your business, allowing you to focus on your craft with confidence.