An analysis of the most pressing concerns based on insights from 1,000 UK business leaders.
An analysis of the most pressing concerns based on insights from 1,000 UK business leaders.
No matter what you are selling, having insurance in place offers you an extra level of security for the things you can’t reasonably plan for.
From family-run grocery stores to franchises and larger retailers, our team of retail insurance specialists is here to help you find suitable shop insurance for your business. As one of the UK’s largest insurance brokerages, Gallagher offers decades of experience providing tailored cover to a diverse range of businesses. When you ask us to look after your insurance arrangements, rest assured that you are in good hands.
Owning one or more stores comes with a unique set of risks. Your customers, premises, stock and outgoing costs should always be protected, and with adequate shop insurance, we can help you achieve this.
Store insurance is a form of cover that helps protect your company against various claims and risks. You never know when a claim might be brought against you, which is why it’s important to be covered should the unexpected happen. From employees getting injured during their shift, to customers getting ill after buying your products, shops can face a number of different concerns.
Your store is no doubt your livelihood, which makes it even more important that you have adequate shop insurance in place. If a claim is brought against you and you are not covered, it could affect your whole business.
We understand the many risks faced by retailers. Whether you own a single shop, multiple large shops, or are part of a group, we can help you to find suitable shop business insurance.
Here are some services that we offer here at Gallagher:
As a shop owner, it’s likely that you’ll have employees, casual workers, contractors or temporary staff working for you. When you employ members of staff, it’s a legal requirement to have employers’ liability insurance. Should your employees get injured in the workplace or become ill due to your negligence, this type of insurance helps to protect you.
Every day, you will have customers and visitors come into your store. As the owner, you are responsible for their welfare. Shop public liability insurance helps protect you if someone is injured, or their property is damaged because of your business.
Accidents do tend to happen when you least expect them, so if a customer slips and is injured in your store, they could decide to take legal action – potentially leaving you in a vulnerable position.
Having shop contents insurance in place can help you replace the contents of your shop if they are stolen, damaged or lost. From fixtures and fittings such as shelving, to till systems, it’s essential you consider that your business equipment on the premises is also protected.
If you are unable to trade for a while due to reasons such as a fire or a flood, business interruption insurance will help to protect you against lost sales and costs incurred until you are able to open the store again.
To speak to us about the different cover options, connect with us by completing the enquiry form or call us on 0800 138 7579 today.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
