Unoccupied property insurance can include the following covers:
- Buildings insurance: The cost to rebuild, fixtures and fittings that are permanent such as gates, fences, garden areas, driveways, patios, conservatories etc.
- Contents insurance: This can cover items such as white goods, decorations and carpets.
- Property owners’ liability insurance: This can help protect you against claims for injury to third parties.
It is worth noting that there may be restrictions, so you should examine your policy wording to check what is covered.