Education Insurance

Gallagher’s education team is one of the largest in the UK, focusing exclusively on the insurance and risk management needs of higher education institutions, FE colleges, state and independent schools, academies and multi-academy trusts (MATs).

We’ll visit your educational institution to truly understand the way you operate, the risks you face, and your plans and aspirations for the future. Like you, we’re always looking ahead, managing risk for the longer term – not just to protect your establishment but also to deliver lower premiums in a sector where managing your budget is so important.

From the smallest state or independent school to the largest university, we can create tailored insurance programmes to suit your organisation. This can include covers such as Governors’ and Trustees’ liability, cyber liability, terrorism, and even insurance for fine art – as well as taking care of all the necessary property and liability insurance covers your organisation requires for its day-to-day operation.

Insurance for Universities

We’ve been advising and supporting UK university clients for over 15 years to effectively manage risk across their organisation. In fact, one third of universities choose Gallagher for their insurance needs. We’ll work with you to create an insurance programme that reflects the diverse offering of your educational establishment, with specialist covers including travel, professional indemnity and clinical trials and medical malpractice.

We can also advise on areas of cover where you may benefit from enhanced protection such as cyber liability to help protect you from potential business interruption caused by a cyber event – an increasing concern across the education sector. International travel is another area we’ve focused on for our higher education clients. We offer an innovative technology-based solution designed to help your staff and students as well as innovative proactive solutions to help you manage risk more effectively.

Insurance for Further Education colleges

As one of the leading insurance brokers in the further education sector, we understand the numerous risks faced by FE colleges, including the ongoing pressure of accountability for your spending. Our specialists are well-equipped to arrange coverage for general FE colleges as well as sixth form colleges and those specialising in vocational courses and land and agricultural colleges.

We’re committed to providing cost-effective insurance solutions that offer appropriate and suitable coverage. In addition, we can provide guidance and support to assist colleges in demonstrating a compliant and effective procurement process. Our specialist risk management team can help you help review and develop your risk management policy, as well as identify and mitigate potential risks, help to ensure the security and protection of your college's assets and data. We’re also members of the Crescent Purchasing Consortium (CPC), the APUC Framework in Scotland and Crown Commercial Service Framework.

Insurance for Schools and Academies

We arrange tailored insurance policies for all types of school across the UK, whether primary or secondary, state or independent school, academy, MAT or community school. We understand the importance of protecting children’s education and will work with you to ensure your insurance needs are met, from appropriate public liability insurance from specialist education insurers, to cover for your buildings and equipment. By reviewing your current arrangements we can identify any areas of risk that may not currently be covered by your school insurance policy such as sufficient cyber liability cover. We also recognise the importance of compliance with OJEU and public procurement regulations.

Why choose Gallagher for your education insurance?

As the largest insurance broker serving the higher education sector, Gallagher has more specialists in this area than any other broker in the UK. But it’s not just about quantity, it’s about quality too – we invest in the continual development of our team through our dedicated in-house Public Sector and Education academy to enable us to better serve you.

Our clients benefit from our established insurer relationships but also our joined up approach to risk management – engaging specialist practitioners from other areas of our business to deliver the best possible solutions for every unique situation.

The way we work is just as important as the products we offer. Our high professional standards are reflected in the day-to-day service you receive from our team – something that has been recognised for ten years running with an Ethisphere award for being one of world’s most ethical companies.

We also regularly share our knowledge and expertise with our education clients through webinars, newsletters and bulletins to ensure you stay up to date with all risk management matters related to this fast-changing sector.