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Builders and tradesman insurance

Insurance built around your business

Those working in the construction sector can be susceptible to a range of risks, from damage to public or private property to injuries suffered by employees or members of the public. Having adequate builders insurance in place can help protect you from potential claims made against your business, as well as covering the tools, equipment and machinery you need to get the job done.

Gallagher has extensive experience in this sector, and can accommodate most construction businesses and related trades—providing flexible cover that can be as simple or comprehensive as you need. Whether you’re a large building contractor, subcontractor or self-employed tradesperson, our specialist team can provide the appropriate builders or tradesman insurance for the work you do.

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Gallagher – Key Benefits

  • Compare prices from our panel of insurers
  • Get a quote and buy online in minutes
  • Policies tailored to your small business
  • Specialist team on hand for advice and guidance

What can your cover include?

A tradesman or builders insurance policy can include the following types of cover:
Public Liability Protects you financially if you are deemed liable for damage, illness or injury suffered by a member of the public.
Employers’ Liability Protects you financially if an employee brings a claim against you for illness or injury due to their work.
Contract Works Covers work and projects that are underway on a building site.
Plant & Machinery Cover for destruction or damage of owned or hired-in plant.
Professional Indemnity Covers legal costs and damages in relation to alleged errors in the design or the construction process.
Buildings & Contents Covers loss or damage to your work premises, equipment, and contents.
Tools & Equipment Cover for loss, damage or theft of your tools or equipment.
Legal Expenses Cover for legal advice and costs involved in legal disputes.
Construction Bonds Protects against financial loss as a result of contractor non-performance.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

A risk management partner for small businesses

We can provide cover to suit your needs, so you can focus on running your business.

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Advice

Professional advice and guidance on obtaining suitable covers to help protect your business when you need it most.

Market Access

Using our experience and knowledge of the insurance market, we will work with you to find a premium that reflects your needs, by searching rates from across our carefully selected panel of insurers.

Straightforward

We understand that obtaining a quotation can feel complicated; our staff are on hand to help guide you, to make the quotation process quicker and easier.

Unique

Additional covers and policy benefits specifically available for Gallagher customers.

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