Real Estate Insurance and Hospitality Insurance

Our Real Estate and Hospitality Insurance and Consulting team combines extensive industry knowledge with an established history of building lasting relationships with our clients and carriers to effectively negotiate competitive premiums and tailored coverage solutions for your business and your people.

Coverage and risk mitigation across ownership structures and asset classes

We understand the complex risks real estate and hospitality businesses face at regional and global levels. We represent owners, developers and property managers of all asset classes, including commercial office, industrial-flex, single-family and multifamily residential, hospitality, retail, data centers and storage.

We tailor coverage to meet the unique needs of individual owners, partnerships, corporations, REITs and nonprofits.

Gallagher is a market-leading insurance and risk management partner, equipped to address all of your coverage needs ranging from property and general liability to directors and officers (D&O) insurance, workers' compensation, errors and omissions (E&O) policies, and environmental and cyber liability insurance.

$2.2B

premium placed

9,700+

Real Estate and Hospitality Clients

450+

specialists

Real estate finance, beyond insurance

Gallagher consultancy goes beyond insurance placements to enable your growth and success. We safeguard against operational and transactional risks associated with acquisition and development investments, whether financed through debt or equity. Through careful analysis of your typical holding periods, investment horizons and capital deployment plans, we are your true risk management partner from start to finish.

Global capabilities to achieve your individual goals

Our global Real Estate and Hospitality team works to bring integrated knowledge and aggressive advocacy to our clients in every aspect of your immediate and long-term insurance and risk management goals.

For international business, our global network enables access to every insurance market in the world, including reinsurance, insurance-linked securities and alternative capital options. We maintain a trading desk at Lloyd's of London through Gallagher Specialty, providing hands-on international support.

Innovative technology solutions that empower you

Gallagher's proprietary data analytics platform, Gallagher Drive®, leverages cutting-edge technology to deliver unique insights empowering clients to make informed decisions, optimize coverage and reduce costs. Our capabilities include:

Benchmarking services

Our benchmarking data helps clients understand program structure through insights into your industry peers' limits, rates and retentions and identify market trends.

Claims analytics

We evaluate your loss history against our proprietary claims database to help you identify trends, minimize losses and mitigate claims.

Gallagher Forecast

We help clients identify natural catastrophe exposure based on historical data and through real-time alerts before, during and after events to help determine protection gaps, mitigate potential losses and reduce business interruption.

Property analytics

Gallagher uses an AI-enabled platform to centralize all forms of risk information, enabling ongoing improvements, analysis and change tracking over time to create operational efficiencies across teams within complex national and global organizations.

“

I love this team's energy. Most of all, we loved the approach…. You aren't just bringing us to market. It's bringing precise data to market. I'm really confident in the decision we made, and I have really high expectations for this partnership. Let's roll.

Partner in large, multi-state retail property company

Customized benefit programs to support your organizational wellbeing

Gallagher takes a comprehensive approach to designing, implementing and managing benefits, compensation and retirement programs tailored to your business needs. Our HR and benefits consulting services provide a robust suite of bundled and stand-alone benefits programs and total rewards strategies, all customized to meet the challenges of your evolving workforce.

With our extensive industry experience in all aspects of employee benefits, retirement and compensation programs, our consultants leverage powerful analytics and an in-depth understanding of your business, people and culture. We craft innovative solutions that align with your organizational goals, safeguard your business, manage costs, enhance employee engagement and productivity, and support the physical, emotional and financial wellbeing of your employees.

Designing creative solutions to help you succeed

Regardless of your asset class, ownership structure or global presence, we leverage our extensive knowledge to deliver top-tier insurance and HR and benefits consulting services.

Our Real Estate and Hospitality team tailors coverage plans and provides dedicated support to ensure confidence at every step.