Higher Education Insurance and Consulting

Curiosity meets competence, for a world of better coverage

Higher Education institutions are complex communities comprised of students, faculty, staff and invited guests. They have their own unique infrastructure consisting of diverse operations, which range from operating large utilities to exploring advancements in the use of nano-technology. The Gallagher Higher Education risk management and consulting team understands the unique needs of these communities and how risk management can be used to support the mission of colleges and universities.

Experienced local professionals supported by strong global resources

It is rare to find a single brokerage office with the range of skills necessary to serve a complex higher education account. It is even rarer to find a dedicated service team with these diverse skills. We changed our service model to recognize the needs of local service teams and made it easier for these teams to access industry and coverage experts when challenges occur. We work with institutions of all sizes and in all regions, including public and private colleges and universities, academic medical centers, community colleges, trade schools and for-profit educational institutions. From in-depth risk assessments to placement of specialized coverage, your local service team can rely on our global higher education practice for all of your risk management needs.

Exposure checklist

The severity of claims has been escalating for institutions of higher education. We analyze all aspects of your institution with processes specifically designed for the higher education industry. Our team has researched and developed best practices in:

• Cyber risk mitigation checklist
• Risk transfer issues for contractors
• Natural catastrophes
• Collaborative groups and enterprise risk management
• International education
• Minors on campus
• Experiential learning
• And more

The best crisis response is prevention

Planning ahead for what risks might be emerging is a focus of the Gallagher Higher Education consulting and risk management practice. We are looking for trends and solutions so you are ready to protect against future risks and can stay focused on providing the best education today. Our specialty programs include:

• Terrorism risk liability programs for higher education
• Higher education catastrophe preparation, response and recovery
• Higher education compensation consulting services
• Violent malicious acts coverage
• Disaster management services

Opening more doors, by fostering an academic culture of open minds

Most higher education institutions spend 65% of their budget on human resources. Gallagher helps you make every dollar count. The pace of change for institutions of higher learning is staggering. The needs of Higher Education institutions range from attracting and retaining talent to creating learning environments for an increasingly diverse and global student body. We help our clients build a culture that is open-minded, as well as aligned with the needs of new students. The Gallagher Higher Education practice works with you to build a culture of sustainability. We provide:

• Outcome-based learnings. Working with institutions to meet the demands of education and work outcome.
• Design reward and compensation structures. Developing compensation structures that attract and retain key talent.
• Culture climate assessments. Helping you understand how faculty, staff and the student body are interacting and places for improvement of the overall culture.
• Sustainability strategies and plans. Creating an educational environment that will continue to thrive now and in the future.

The Gallagher Difference.
An example

Integrated Excess addresses Board’s desire for higher limits and improves cost