Global property expertise combined with local market knowledge
Insurers face significant exposure to natural and human-made catastrophic losses heightened by the threat of climate change, inflation and the challenges of the global supply chain. Risk profiles can vary dramatically based on geographic location, business characteristics and portfolio schemes. Such a complex market demands risk-transfer strategies that go beyond a single reinsurance transaction.
At Gallagher Re, our deep industry knowledge and global network give us wide access to cost-efficient capital solutions that allow us to tailor risk transfer strategies to your individual business, and best align to your goals and risk appetite.
We understand the unique and globally diverse characteristics of property insurance and our focus is on risk transfer strategies including, but not limited to, the following:
- Catastrophe excess of loss
- CAT bonds
- Per risk excess of loss
- Facultative facilities
- Single risk factor
- Quota share
- Surplus
- Sidecars
- Earnings and stop loss
- Customized solutions
Extensive industry experience
Our teams of property brokers, catastrophe modelers, financial actuaries and analysts sit together as they work to evaluate the risks you face and design tailored risk transfer strategies to fit your needs. With property experts in offices throughout the world, our teams continuously share market intelligence to bring the very best of Gallagher Re to bear for all our clients.
Proven actuarial and analytical tools
Working in tandem with our broking staff, Gallagher Re's Actuarial and Financial Modeling team helps you quantify the financial impacts of risk, setting the analysis in the proper business context.
Bringing your data to life via our financial modeling platform, iFM, we use a blend of vendor model adjustments and our proprietary models to gain a complete understanding of your risks characteristics before identifying risk transfer strategies that optimise earnings and capital protection in line with your risk appetite. As a product-neutral team, we present options so you can compare them according to the metrics important to you.
Our Catastrophe Analytics team evaluates the risk of natural and human-made perils globally by evaluating and enhancing the existing vendor models, and then building our own models where we identify analytical gaps. We do this by leveraging our in-house expertise and drawing directly on the broader external academic resources of our network.
By fully understanding what is and isn't captured in existing catastrophe models, we enable you to more efficiently mitigate your own risk.
