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© Copyright 2023 Arthur J. Gallagher & Co. and subsidiaries. All rights reserved: No part of this publication may be reproduced, disseminated, distributed, stored in a retrieval system, transmitted or otherwise transferred in any form or by any means, whether electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Arthur J. Gallagher & Co. Gallagher Re is a business unit that includes a number of subsidiaries and affiliates of Arthur J. Gallagher & Co. which are engaged in the reinsurance intermediary and advisory business. All references to Gallagher Re below, to the extent relevant, include the parent and applicable affiliate companies of Gallagher Re. Some information contained in this document may be compiled from third party sources and Gallagher Re does not guarantee and is not responsible for the accuracy of such. This document is for general information only and is not intended to be relied upon. Any action based on or in connection with anything contained herein should be taken only after obtaining specific advice from independent professional advisors of your choice. The views expressed in this document are not necessarily those of Gallagher Re. Gallagher Re is not responsible for the accuracy or completeness of the contents herein and expressly disclaims any responsibility or liability, based on any legal theory, for damages in any form or amount, based upon, arising from or in connection with for the reader’s application of any of the contents herein to any analysis or other matter, or for any results or conclusions based upon, arising from or in connection with the contents herein, nor do the contents herein guarantee, and should not be construed to guarantee, any particular result or outcome. Gallagher Re accepts no responsibility for the content or quality of any third-party websites that are referenced. The contents herein are provided for informational purposes only and do not constitute and should not be construed as professional advice. Any and all examples used herein are for illustrative purposes only, are purely hypothetical in nature, and offered merely to describe concepts or ideas. They are not offered as solutions for actual issues or to produce specific results and are not to be relied upon. The reader is cautioned to consult independent professional advisors of his/her choice and formulate independent conclusions and opinions regarding the subject matter discussed herein. Gallagher Re is not responsible for the accuracy or completeness of the contents herein and expressly disclaims any responsibility or liability based on any legal theory or in any form or amount, based upon, arising from or in connection with for the reader’s application of any of the contents herein to any analysis or other matter, nor do the contents herein guarantee, and should not be construed to guarantee any particular result or outcome. Gallagher Re is a trading name of Arthur J. Gallagher (UK) Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered in England and Wales. Company Number: 1193013.
