- The plan is available only to Trinidad and Tobago residents. New members must be age 59 or younger to be eligible for the plan.
- The plan renews each year on December 1.
- Coverage will continue as long as this plan is in effect and premiums are paid on time.
- Premiums are paid monthly, quarterly, semi-annually or annually and are due before the first of each month.
EverMED Health Insurance
Non-traditional health insurance cover for Trinidad and Tobago residents
We partner with Guardian Life of the Caribbean (GLOC) to exclusively offer EverMED health insurance for Trinidad and Tobago residents.
This non-traditional group health insurance is designed to provide eligible residents 59 years old and under access to a wide range of medical insurance benefits that otherwise would be very costly to purchase on an individual basis.
The plan is not open to new members age 60 or older.
Highlights of the plan:
- Doctor visits
- Prescription drugs
- In-hospital expenses
- Surgical benefits
- Maternity care
- Preventive care
- Lab and diagnostic fees
- Dental and vision
- Major medical limit renewed annually
This plan is closed to new members who are 60 or older. For existing members who are 60 or older, highlights of the plan include:
- Doctor visits
- Prescription drugs
- In-hospital expenses
- Surgical benefits
- Preventive care
- Lab and diagnostic fees
- Dental and vision
- Pre-existing condition maximum
- Major medical limit renewed annually
- Home nursing care
For information about premiums or other questions about the health plan, contact us.