We partner with Guardian Life of the Caribbean (GLOC) to exclusively offer EverMED health insurance for Trinidad and Tobago residents.

This non-traditional group health insurance is designed to provide eligible residents 59 years old and under access to a wide range of medical insurance benefits that otherwise would be very costly to purchase on an individual basis.

The plan is not open to new members age 60 or older.

  • The plan is available only to Trinidad and Tobago residents. New members must be age 59 or younger to be eligible for the plan.
  • The plan renews each year on December 1.
  • Coverage will continue as long as this plan is in effect and premiums are paid on time.
  • Premiums are paid monthly, quarterly, semi-annually or annually and are due before the first of each month.

Highlights of the plan:

  • Doctor visits
  • Prescription drugs
  • In-hospital expenses
  • Surgical benefits
  • Maternity care
  • Preventive care
  • Lab and diagnostic fees
  • Dental and vision
  • Major medical limit renewed annually

This plan is closed to new members who are 60 or older. For existing members who are 60 or older, highlights of the plan include:

  • Doctor visits
  • Prescription drugs
  • In-hospital expenses
  • Surgical benefits
  • Preventive care
  • Lab and diagnostic fees
  • Dental and vision
  • Pre-existing condition maximum
  • Major medical limit renewed annually
  • Home nursing care

For information about premiums or other questions about the health plan, contact us.

Related Products and Services