With public liability insurance, you have protection if you're at fault for an injury or damage to a client or member of the public. In certain industries it can be essential to have this cover in place before you can commence trading and if a third-party claim is made against you, public liability insurance may cover all or some of the legal costs associated with defending a claim.
The cost of business liability insurance coverage versus the impact of managing the financial impact of a claim means public liability insurance can make all the difference for many businesses.