Gallagher provides expert insurance solutions specifically designed for camps, simplifying the often-complex process and leveraging our extensive resources to provide better coverage, competitive pricing and robust claims support. We take on the responsibility of managing your insurance needs, allowing you to focus on the essential task of running your camp.
Our commitment to camp owners and directors is rooted in our deep belief in the transformative benefits camps provide to children and families. Camps play a crucial role in fostering health and wellness, developing leadership skills, promoting a sense of independence and enhancing social skills. With Gallagher, camp owners and directors gain access to the coverages necessary to ensure these invaluable experiences remain available for generations to come.
Who is the camp insurance program for?
We know camps come in all shapes and sizes, which is why we've developed a program as diverse as yours. Gallagher has created a program designed to cover the unique needs of summer camps, sleepover camps and other camps, and works with an insurance committee of day and overnight camp owners and directors to review and identify risk exposures.
What does the camp insurance program provide?
- Personal service 24 hours per day, 7 days a week
- Toll-free access
- Fast, efficient and friendly claims processing
- Ability to retain your current broker/agent relationship
- Sub brokers are welcome — ask us for details
- Blanketing all-risk property coverage on a replacement-cost basis
- Tailored business interruption insurance, including extra expense coverage to allow continuation of operations in the event of a loss
- Comprehensive general liability coverage on an occurrence basis for bodily injury and mental anguish, including allegations of sexual impropriety and property damage
- Blanket coverage on watercraft
- Liability coverage for all sanctioned activities
- Accident and sickness coverage available for Canadian and non-Canadian employees, volunteers and campers
Compare the coverages we offer: Are you covered for the following?
- Snow load
- Snow slide, landslide or earth movement, abnormal settling, expansion or contraction
- Freezing of plumbing, heating or air conditioning systems
- Earthquake, flood, sewer and drain back-up
- Forest fire fighting expenses
- Resultant damage from insects, rodents or vermin
- The increased cost to rebuild due to by-laws
- Improvements to land insured
- Tennis courts
- Docks
- Swimming pools
- Climbing walls
- Driveways
- Baseball diamonds
- Ropes courses
- Reimbursement of criminal defense costs upon finding of not guilty or dismissal of all charges
- Relocating operations to different site if originally site is heavily damanged
- Ingress to and egress from the premises
If you're not covered for any of the above, or are unsure, please contact us for guidance or a quote for proper coverage.
This program is not available in Quebec.