Businesses are often surprised to discover their assets are not covered to their full value under their insurance policy. This means they don't have the cover they need in the worst possible circumstances — when they need to claim.
It's what we call the Value Gap of business underinsurance.
Learn how business property becomes underinsured and the impact it could have on your organisation.
These resources will help you determine if underinsurance is a threat to your business. Our case study illustrates how a commercial property owner fell victim to underinsurance and the steps you can take to avoid it.
Discover the causes of underinsurance for property and business assets, recent examples of underinsurance and learnings you can apply.
Your guide to the various factors that contribute to underinsurance and the importance of a professional insurance valuation.
Explore the impact of underinsurance on commercial property and how the co-insurance clause could impact your claim payout.
A real life example of what underinsurance means when the co-insurance clause is applied to a property insurance claim.
Connect with a Gallagher broker to discuss your business insurance values and consider:
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