Toowoomba Financial Planning

After six amazing years, we are delighted to announce that Fortress Financial will be retiring our website and offices and joining our Gallagher colleagues in person and virtually.

In 2019, Toowoomba's most well-known financial planning firms, Fortress Financial and Monash Group Financial Planners came together under the Gallagher banner. Since then, we've been on exciting journey integrating into Gallagher and building our capabilities to better service our clients.

We've also since welcomed new members to our team and we're ready to support the Toowoomba community with their financial wellbeing.

Meet our team

Our advisers are supported by a diverse group of Toowoomba women with a wealth of experiences in financial services, business and life.

Tracey Grose

Tracey first joined the financial planning industry in 2000. She spent the first five years working behind the scenes in administration until she became a Financial Adviser in 2005. Tracey provides guidance for wealth creation, wealth protection and wealth preservation. She works with a number of Toowoomba families and business owners and has a strong passion for helping Australians enter retirement with comfort and confidence.

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As a Toowoomba local, there is nothing I enjoy more than seeing people in my community living their best lives. It's my aim to build genuine, long-term relationships with my clients whilst providing them with advice for different stages of life.

Renee Tregoning

Renee has been with Gallagher since 2018 and makes it her goal to set people up for the comfortable retirement of their dreams. She enjoys working with clients from beginning their working journey right through to retirement, with a particular passion for helping young entrepreneurs and professionals get started on their financial journey that will last a lifetime. Renee has a Bachelor of Commerce (majoring in Finance) from University of Southern Queensland and a Graduate Diploma of Financial Planning.

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I know firsthand how important it is to be financially confident. I had to put myself through university while working full-time, all while being a single parent raising three boys and although it was a challenge, it gave me the drive and passion I have today to help as many people as I can to take control of their financial future.

Get started with Gallagher

Whether you're a busy parent, starting a new business or comfortable in your career, becoming part of the Gallagher Family is an investment in your future. We understand that everyone is different and that is why we provide personalised and individual plans for each client.

Before we meet

Before attending the first appointment, think about why you want to build and protect your wealth. What is important to you and your family? Is it retiring early, protecting against risk or working less so you can travel and enjoy what you've earnt? In addition to these personal goals, bring as much information about your current situation as possible including superannuation statements, insurances, investments, loan details and anything else relevant to your finances.

Our first meeting — getting to know each other

You will be provided a full financial health check during your 90 minute first meeting with us. This is an honest assessment of your current financial position, including what you are doing well and areas for improvement. We use interactive graphs and modelling to highlight opportunities for you and give you some tips and tricks to navigating the financial world.

What is the cost?

Our advice fees depend on how complex your financial situation is, as well as the time involved to research and develop your advice. We are committed to being totally transparent with all advice or implementation fees, so you can always proceed with confidence. We will never commence any advice without your prior consent.

Your plan

Once we know your financial goals, we will put together a detailed financial plan called a Statement of Advice (SOA). We will hold your hand throughout the implementation journey and we are strongly focused on education to ensure you are empowered and committed to reaching your financial goals.

Taking action

Once you are confident with your new financial strategy and recommendations, together we will implement the plan. Because you have better things to do, we will complete the necessary application forms and paperwork. We will work with insurers to arrange any assessments you need and will also negotiate the best terms possible for you.

Our annual coffee

Once you are in the Gallagher Family, you're a member for life! We like to catch up annually to keep you on track and adjust your plan when relevant. Not only does this allow us to provide ongoing support and keep you up-to-date with any market or legislative changes, it also lets us find out what's new with you!

Get in touch

Our Toowoomba office is conveniently located at Unit 2, 4 Tourist Rd, East Toowoomba, QLD 4350.

We're available 8am to 4pm every weekday, so drop in and have a chat. We'd love to meet you.

If you prefer to get something scheduled in. Just call 07 4639 7160 or contact us via the form.

Who is Gallagher?

Our Toowoomba financial planning office joined a holistic national wealth management and financial planning team with decades of experience. Together we form part of Gallagher, a family owned business dedicated to helping our clients face their future with confidence.

We like to think of Gallagher as a little big company — globally we're experts in helping businesses and individuals with all their risk and wellbeing, yet we still understand what it's like to be part of the local communities because we're on the ground alongside them.

Learn more about Gallagher

Important information

View our Financial Services Guide and Representative Profiles.