Making a claim is when the value of your insurance is put to the test ‒ and as an insurance broker Gallagher goes the extra distance to ensure that you get the cover you paid for. These examples in our Claims Advocacy in Action: 17 Real Life Case Studies illustrate why The Gallagher Difference really does make a difference to claims outcomes.

The 17 claims case studies include

  • 12 different types of insurance cover
  • why the claim in the case was challenging and/or initially denied
  • how we applied claims and policy expertise to seek improved claims decisions for our clients The Gallagher Difference of claims service in each case.

"These real life claims case studies demonstrate the depth of our expertise as insurance policy experts, the strength of our relationships with our insurance partners, our ability to translate complex claims into something clients can readily understand and engage with, and our determination and commitment to do the right thing for the client."Adam Squire, Head of Claims, Gallagher Australia

Download the report Claims Advocacy in Action: 17 Real Life Case Studies now.

The scope of these insurance claim case studies

From legal costs involved in a professional indemnity construction case to a fire that destroyed the prestigious home on a wine producer's estate, to an employee being wrongfully detained in an African country, these case studies represent the numerous difficulties that can arise from conditions surrounding a claimable loss: issues with causes, circumstances, required documentation and how the insured party responded to the situation.

The examples help illustrate how insurance cover works, the obstacles that can occur in individual cases or how interpretations can differ and, most importantly, how Gallagher advocates claims for our clients.

Classes of insurance cover represented include

  • Commercial property
  • Crime
  • Domestic insurance
  • Liability
  • Construction
  • Farm
  • Marine hull
  • Motor
  • Financial lines
  • Film and entertainment
  • Corporate travel
  • Insolvency.

These make interesting reading in their own right but they also show how a deep understanding of insurance cover can be absolutely pivotal to how claims are viewed by the insurers. That value coupled with our dedication to the Gallagher service ethic of putting our clients first is the basis for The Gallagher Difference.

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Disclaimer

Gallagher provides insurance, risk management and benefits consulting services for clients in response to both known and unknown risk exposures. When providing analysis and recommendations regarding potential insurance coverage, potential claims and/or operational strategy in response to national emergencies (including health crises), we do so from an insurance and/or risk management perspective, and offer broad information about risk mitigation, loss control strategy and potential claim exposures. We have prepared this commentary and other news alerts for general information purposes only and the material is not intended to be, nor should it be interpreted as, legal or client-specific risk management advice. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. The information may not include current governmental or insurance developments, is provided without knowledge of the individual recipient's industry or specific business or coverage circumstances, and in no way reflects or promises to provide insurance coverage outcomes that only insurance carriers' control.

Gallagher publications may contain links to non-Gallagher websites that are created and controlled by other organisations. We claim no responsibility for the content of any linked website, or any link contained therein. The inclusion of any link does not imply endorsement by Gallagher, as we have no responsibility for information referenced in material owned and controlled by other parties. Gallagher strongly encourages you to review any separate terms of use and privacy policies governing use of these third party websites and resources.

Insurance brokerage and related services to be provided by Arthur J. Gallagher & Co (Aus) Limited (ABN 34 005 543 920). Australian Financial Services License (AFSL) No. 238312