At Gallagher, we understand that your most treasured possessions — whether they are prestige or classic vehicles, treasured heirlooms, or an art collection built over many years — deserve the highest level of protection. Our high-value insurance solutions are designed to give you peace of mind, knowing that your valuable assets are safeguarded. With the advice of our specialists, insuring high-value assets need not be complicated. We offer a comprehensive service that is tailored specifically for individuals with a high-net-worth portfolio, ensuring that you receive the best possible coverage and service.

High quality cover for high-value personal assets

High-value assets typically involve a more complex mix of risks, requiring a greater level of protection than standard insurance policies provide. We can offer comprehensive cover for a wide range of high-value assets, including:

  • Prestige properties and holiday homes
  • Fine art and private collections
  • Luxury boats and pleasure craft
  • High performance and luxury vehicles

Tailored insurance solutions for high-net-worth individuals

We believe that personalised service is the cornerstone of effective risk management. From the moment your insurance cover begins, you are assigned a dedicated account manager who takes the time to understand your specific needs and create bespoke solutions. This personal touch ensures that your insurance cover is tailored to your unique circumstances, providing you with peace of mind and continuity of service.

Whether inherited from a loved one or carefully curated by you, collections can amount to a considerable monetary value. This value may also increase over time, so it is important to seek specialist advice to ensure your valuations and cover remain adequate. We provide comprehensive cover for:

  • Antiques, fine art works and furs
  • Jewellery and precious metals
  • Chinese porcelain
  • Wine, stamp and coin collections
  • Libraries of rare books
  • High-value memorabilia
  • Automatic cover for new acquisitions
  • Cameras and musical instruments
  • Worldwide 'all-risks' cover

For many of us, driving is a passion and a classic car or performance vehicle can be a highly treasured asset. We can design cover to reflect the true value of your vehicles and keep things simple by insuring your vehicles on a single policy. We provide comprehensive cover for:

  • Classics, supercars and other high-performance/high-value vehicles
  • Cover when driving any other cars
  • Your choice of preferred repairer
  • Suitable courtesy cars as standard
  • Agreed car replacement value for total loss and theft claims
  • No penalties for 'no fault' incidents
  • Cover for repair or replacement to auto glass or windscreens
  • Optional extended covers available for vehicles used for track or motor sport events

We can help you protect your vessel, other crafts, and those aboard, wherever you choose to venture. Our team offers deep expertise in the placement of marine insurance for a variety of boats, yachts and personal watercraft — including complex and unusual risks.

We can provide comprehensive cover and service to include:

  • Small pleasure craft and dinghies to larger cabin cruisers
  • Access to a panel of leading Australian marine insurers
  • Specialist, in-house marine team available to assist with any complex placement needs

Personal touch backed by global strength

Our experienced and professional advisory team provides premium service and tailored solutions to high-net-worth individuals. Offering both local Australian and international-market experience, our team assists you at every step of the insurance process, ensuring that your assets are protected.

Why choose Gallagher

  • Bespoke insurance coverage specifically designed for high-net-worth individuals
  • A dedicated account manager who understands your unique needs
  • Global strength with local expertise
  • Client relationships built on trust and confidentiality

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