Nextra Business Owners

Offers you the flexibility to pull together several different insurance coverages under one policy. A business pack policy gives you one renewal date, less paper work and can sometimes work out as a cheaper alternative to having multiple insurance policies for the same business.

Offers protection for you, your staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions. This cover may be critical to business operations as it is usually the top of the list of insurances a franchisor requires from franchisees.

Covers you and your employees for expenses involved with alleged malpractice or professional misconduct or any failure of duty in providing a professional service, or if you or one of your staff make a mistake while carrying out business activities that detracts from what your customer has paid for.

It is also a mandatory requirement for some occupations or industry sectors.

As an employer you might face claims related to employment practices such as discrimination, harassment or wrongful dismissal. Management liability insurance can cover legal costs and damages related to employment practices issues.

Cyber risks are prevalent for all businesses and it's critical to consider protecting the business from a cyber incident. Cyber criminals may be seeking access to your financial information, or simply targeting your banking details. Cyber insurance assists with remediation, forensic investigation, even ransom negotiation and reputational damage control.