Civil Contractors Federation (CCF)

Ensure the future of your civil construction business with comprehensive insurance solutions designed specifically for Civil Contractors Federation (CCF) members. As a globally trusted insurance partner for civil contractors, Gallagher delivers specialised coverage that safeguards your projects, equipment and people.

A partnership with us goes beyond a simple insurance transaction. Think of us as your trusted advisor for all risk and insurance matters.

Expert insurance solutions for civil contractors

Civil construction projects face unique challenges and risks that require specialised insurance coverage. Through our partnership with the CCF, we provide members with access to comprehensive insurance solutions, including our innovative SmartProtect | Civil product.

SmartProtect | Civil product

Our exclusive SmartProtect | Civil insurance product for CCF members streamlines your coverage needs into one efficient policy. This integrated solution is specifically designed for civil contractors, offering comprehensive protection across multiple risk categories while simplifying your insurance management.

Complete coverage for CCF members

Beyond SmartProtect | Civil, as a CCF member, you also gain access to a range of insurance solutions tailored to the needs of civil construction.

Professional indemnity and public liability

Protect your business against liability for damage or injury to third parties or property due to accidents, defects or negligence.

Management liability insurance

Safeguard your management against financial loss due to acts, errors or omissions in managing a civil construction business, covering the costs of defending claims.

Cyber liability

This insurance helps recover costs associated with data breaches, including repairs, recovery, investigations and losses due to an inability to operate.

Workers compensation

Ensure your workforce is protected with compliant coverage that meets your state's requirement while supporting your risk management strategy.

Material damage

Protect your valuable machinery and equipment against risks like fire, natural hazards and security breaches.

Business interruption

Protect your business from any income lost during enforced closure and covers operational bills, rent and relocation costs.

Delay in start-up

Covers costs associated with delays in project start-up, often required by project financiers.

Trade credit

Helps mitigate credit risk exposure and preserve profits, liquidity and shareholder interests.

Contract works

Secure coverage against liability for accidental damage or theft at the contract site during construction, including legal liability for personal injury and additional benefits like demolition costs.

Key person insurance

Safeguard your civil business losses in case of the death or incapacitation of a key employee, offsetting costs like hiring replacements or buying out shares.

Risk management expertise and support

Our understanding of civil construction risks, combined with our strong industry relationships, enables us to deliver risk management solutions that provide genuine value for CCF members.

Our services include having trained professionals conduct on-the-ground survey of your sites to assess, identify and manage your risk exposures. This includes:

Proactive risk assessments to identify potential exposures
Strategic advice on risk mitigation strategies
Strong advocacy during claims processes
Ongoing support to help navigate industry challenges

Why choose Gallagher

Tailored insurance programs that address your specific risks
Construction specialists that get to know your business
Extensive branch network to help you wherever you are based
Priority claims service to support and guide you if something does go wrong