Gallagher specialises in providing insurance for fitness professionals. Over the past 10 years we have been instrumental in developing insurance and risk protection programs that identify and address the risks associated within the fitness sector.

We are delighted to offer exclusive, tailored insurance cover to Australian Strength & Conditioning Association members, with cover for 12 months' combined professional indemnity (PI) and public liability (PL) insurance. 

Need assistance right now? Contact us with any queries on 1800 222 012

Policy Exclusions

Please note that this policy does not cover:

  • Activities for which you are not qualified through the ASCA
  • Activities which do not fall in line with the ASCA education scope of practice
  • Anyone working for you (Employees and Contractors/ Subcontractors)
  • Liability assumed under contract unless agreed in writing by us
  • Owners/ Operators of commercial fitness facilities, including home studios
  • Exercise professionals who buy/ sell/ hire fitness equipment and/ or machinery
  • Use of steroid or illicit drugs
  • Contact sports
  • Solariums
  • Child minding / creche / adjunct care
  • Waterslides / diving towers / diving springboards
  • Public swimming pools, or pools used as public swimming pools

Important information

We respect your privacy and handle your information in accordance with our Privacy Policy, which is available here.

Duty of Disclosure and Important Notices

Before you enter into an insurance contract with an insurer, you have a duty under the Insurance Contracts Act 1984 to disclose information to the insurer. The Duty of Disclosure applies until the insurer agrees to insure you or renew your insurance. The Duty of Disclosure also applies before you extend, vary or reinstate your insurance.

You must tell the insurer all information that is known to you, that a reasonable person could be expected to know or that is relevant to the insurer's decision to insure you and on what terms. You do not need to tell the insurer anything:

  • that reduces the risk it insures you for;
  • is common knowledge;
  • that the insurer knows or should know; or
  • which the insurer waived your duty to tell it about.

It is important you understand that we will rely on the accuracy and completeness of the information you provide to us. Once your insurance cover has commenced, you should tell us about any changes to your circumstances when they occur.

Our Important Notices contain information about complaints resolutions, policy cancellations and binding authority. You can read our Important Notices here.

Policy Wording & Financial Services Guide

You should consider if the insurance is suitable for you and read the Policy Wording and Financial Services Guide (FSG) before making a decision to apply for the insurance product.

Our policy wording is available to download here. Our FSG is available to download here.