Your construction insurance experts

What insurance do I need for construction?

Construction is a fast paced industry constantly on the move and Gallagher brings more than 40 years' construction insurance experience to the conversation. We provide strategic advice backed by innovative placement and forward thinking solutions — for Australia's next generation companies and homegrown, iconic brands.

Specialists in construction and engineering risks, from contracts works to Private-Public partnerships through to greenfield development and complex tunnelling projects, whether you are a multinational company open to a new perspective or a local construction contractor looking for a trusted advisor, talk to us.

At Gallagher, our construction insurance team believes in

  • Providing cover and managing your insurance program with a team approach
  • Being directly involved with your personnel
  • Having a comprehensive understanding of your project risks
  • Fostering a relationship between you and your insurers.

Construction Insurance

Here's what we can do for you as part of our construction insurance service:

  • Facilitate Project Risk, insurable risk and opportunity workshops
  • Evaluate insurance cost implications from design options and methods of construction
  • Due diligence in respect of contract indemnity and insurance provisions
  • Due diligence on other party insurances
  • Prepare a Project Risk Prospectus and other stakeholder insurance briefing documentation
  • Negotiate value for money insurances
  • Prepare claims and site risk protocols
  • Strategic claims management

Latent defects cover for property developers and builders

Latent Defects Insurance (LDI) covers physical loss or damage to a completed building caused by defects in design, materials or workmanship in the building's structural elements and envelope where such defects were not discovered at practical completion with a 10 year coverage period.


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Protecting Civil Contractors Federation members for 40 years

We are civil contractors insurance specialists with more than 9,000 clients nationally in the construction industry.

Our SmartProtect | Civil insurance product was developed in conjunction with the Civil Construction Federation (CCF) in order to ensure it covers the risks faced by operators in the sector every day. If you are a member of the Civil Contractors federation and would like more information on how we can help your business, please visit our Civil Contractors Federation page.

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Why choose Gallagher

  • Local expertise, global strength
  • Priority claims service to support and guide you if something does go wrong
  • Construction specialists that get to know your business
  • Access to exclusive products and facilities

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